Liquor Liability in the Food Service Industry Alcohol service can attract patrons and fun, but it also comes with a chaser of complex liabilities. If your restaurant serves alcohol or has a bring-your-own bottle (BYOB) policy, your liability exposure is higher than if you run a dry operation. You know you share Read More
Could The Media Presence of Your Nonprofit Be a Lawsuit Risk? Nonprofits rely on electronic communications and social media to spread the good word. It’s cheap and effective exposure – until you go viral for the wrong reasons. From a fundraising snafu to a volunteer mistake, negative media engagement can Read More
Learn How Insurance Protects HOAs and Condo Associations HOAs and condominium associations can be sued for accidents on HOA property and allegations of director negligence or misconduct. In addition, HOAs must cover the cost of vandalism and property damage to common property. Luckily, insurance can cover many of Read More
Creating a Business Inventory Creating a detailed business inventory is nobody’s favorite task, but it’s an important one. In the wake of theft, fire, or natural disaster, it may be too late to reconstruct a full accounting of your assets — which makes it harder for you to recover their full value. Read More
Loss prevention tips for all your home matters provided by: CBM Insurance Use Drones Safely Drones are usually thought of as toys or hobbyist aircraft. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone, it’s important that you’re aware of regulations Read More
Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker: Accident Read More
What to Expect When Applying for Cyber Liability Insurance Cyber liability insurance remains a vital risk-transfer tool for organizations of all sizes. Every insurance policy starts with an application – cyber liability insurance is no different. While the underwriting process in long-established Read More