Your Sewer Line Broke. Now What? As any homeowner will attest, owning a home brings a great deal of joy, but also considerable financial responsibility. Repairs, not to mention updates, can be costly, even though they’re necessary and well worth it. Yet, what if something major happens, such as a sewer line break? Read More
Probably More Insurance Than You Have A home purchase comes with excitement and quite a bit of stress until the long-awaited moment arrives: the closing. With the keys to your new home in hand, you pass the threshold into your future filled with visions of friends, family, celebrations and many other memorable Read More
Why All Homeowners Should Consider Flood Coverage Most flood claims occur in homes located outside of designated mapped flood zones. Flash rains, ice damming, and faulty gutters or window wells can all cause floods. The out-of-pocket expense can be staggering – an average of $25,000, according to the National Read More
Homeowners, Are Your Appliances and Systems Protected? Your home is your sanctuary, a place to recharge. But you need a multitude of appliances working hard to preserve that haven: When they break down, it’s chaos. And it’s not just the things in your home you need to worry about. If a severe storm knocks Read More
What Homeowners Should Know About a Large Loss If your home is damaged by a fire, flood, or other disasters, you may be relieved to learn that it wasn’t totally destroyed. But it’s important to understand how your insurance coverage works. You may still be required to rebuild the entire thing or have Read More
Prepare Your Home for Cold Weather Use this checklist to get ahead of cold weather challenges and prepare your home for the seasonal changes ahead. Plant bulbs for springtime flowers. Cover and/or store outdoor furniture. Winterize summer lawn equipment and prepare it for seasonal storage. Remove window screens Read More
What is Service Line Insurance? Service line insurance coverage is a type of insurance that reimburses you for damage to utility lines that you’re responsible for as the homeowner. Utility lines include water, sewer, gas and often electric. It is usually be packaged with homeowner’s insurance with an additional Read More
What is Scheduled Personal Property? Well folks, it’s already February if you can believe it.  The dust has officially settled from Christmas, and the reality of more weeks of “winter” has set in.  As you prepare for Valentine’s Day, and potentially a new purchase for your significant other, one Read More