Group captives work best for good, safe companies spending over $150,000 for a combination of the worker’s compensation, general liability, and auto. By creating a captive they are indirectly able to evaluate the risks of subsidiaries, write policies, set premiums, and ultimately either return unused funds in the form of profits or invest them for future claim payouts. Sometimes they insure the risks of the group’s customers, too. Members enjoy:
CBM Insurance has the capability and knowledge to review, recommend, and advise on many types of construction risks.
The main types of risks facing construction companies include property damage, income loss, employee injuries and liability risks. Generally, construction insurance provides protection for financial compensation for covered losses to a building or structure for errors and unforeseen events, which can lead to damages and losses during the construction of a building.
CBM Dentist Insurance Services mission is to provide Dentists and their families top quality insurance knowledge, resources, and insurance protection both professionally and personally. CBM DIS provides a comprehensive suite of coverage tailored to the specific needs of your dental practice including dental office packages, professional liability, employment practices liability, workers compensation and cyber defence.
Here at CBM DIS we recognize the need for personal insurance packages for dentists and their families. That’s why we offer comprehensive insurance policies that include life insurance, homeowner insurance, disability insurance and more.
CBM Insurance has worked with a number of local restaurants, country clubs, and hotels to safeguard their businesses against losses. Among the major lines of coverage like business general liability and workers compensation, some other common and recommended coverage include:
CBM Insurance offers personalized risk services for individuals and their families through the tri-state area.
Through our regional and local carriers can provide insurance for personal autos, houses, vacation houses, personal umbrella, scheduled jewelry, and precious items. Offer a review of what exists on your current policy and suggest limits and endorsements based on our expertise.
CBM has extensive experience in working with those in the professional services field – Law firms, accounting offices, consultants, engineers, architects, etc. These risks have a set of challenges different from other business types that they face on a daily basis:
For professionals, that have “expertise and advice” exposure – technology firms, consultants, accountants, lawyers, etc. we can Protect you financially from claims of inadequate work or negligent actions.
Our real estate insurance carriers have a broad scope of coverage options available to protect exposures such as Lessors Risk, Property Management Firms, Commercial Condominiums, & Residential Condominiums/Apartments.
CBM is familiar with managing risks like non-profits, schools, and churches. Exposures related to these accounts include: