PERSONAL LINES
CBM Insurance offers personalized risk services for individuals and their families through the tri-state area. Our personal lines department works hand in hand with a variety of insurance carriers to protect the assets of our clients after performing a thorough review of their current coverage and having an open discussion about where exposure and risk is present.
Automobile- Residential Property
- Vacation Property
- Rental Property
- Jewelry, Silver, Furs
- Umbrella / Personal Liability
- Boats / Yachts
- Identity Theft
Provides personal liability and coverage to the auto itself that you own and operate. Can have coverage for rental reimbursement, towing/labor, etc.
Through our regional and local carriers, can provide insurance for personal autos, house, vacation house, personal umbrella, scheduled jewelry, and precious items. Offer a review of what exists on your current policy and suggest limits and endorsements based on our expertise.
Having a personal umbrella policy to extend above your personal auto and personal homeowners policy provides an extra layer of protection in the event of an unforeseen accident. The extra coverage is something that we highly recommend to almost everyone that owns a home or has multiple cars/homes/youthful drivers.
When insuring your boat, it’s often best to separate your boat coverage from your homeowner’s policy. Many homeowners’ policies limit or don’t cover marine-specific risks.
Identity theft insurance is designed to help cover some of the costs related to the theft of your identity, reimbursing ID theft victims for money spent on reclaiming their financial identities and repairing their credit reports.
Donegal Insurance is CBM’s preferred personal lines partner.
CBM also works with high net worth individuals and families, partnering with high-end insurance carriers like ACE, Chubb, and Fireman’s Fund, to adequately cover and protect their homes and valuables.