Latest Posts

June 19, 2020 4:24 pm

Do You Need Service Line Insurance?

What is Service Line Insurance? Service line insurance coverage is a type of insurance that reimburses you for damage to utility lines that you’re responsible for as the homeowner. Utility lines include water, sewer, gas and often electric. It is usually be packaged with homeowner’s insurance with an additional premium. Out of Sight, Out of…
April 19, 2020 1:52 pm

Reopening Your Business After the Coronavirus Shutdown

Ready to Reopen  Your Business After the Coronavirus Shutdown? As the coronavirus (COVID-19) pandemic continues to have an unprecedented effect on daily life, many business owners are looking forward to the future and a return to normalcy. However, even when stay-at-home orders are lifted and nonessential businesses are allowed to resume operations, there’s a lot…
March 8, 2020 2:34 pm

Who is responsible for driving my vehicle?

When you let a friend borrow your personal truck to run to the home improvement store to pick up some materials, are they covered if they get into an accident? If you hire a new employee at your business and allow them to drive your company owned auto to run to the bank to make…
March 5, 2020 4:00 pm

Coronavirus and Workers’ Compensation

A pandemic is defined as, an outbreak of a disease that occurs over a wide geographic area and affects an exceptionally high proportion of the population.” Although the media lives by the motto, If it bleeds, it leads,” declaring a pandemic anytime more than a few people contract a virus, this time even the World…
February 5, 2020 4:51 pm

High Value Personal Items and Insurance

What is Scheduled Personal Property? Well folks, it’s already February if you can believe it.  The dust has officially settled from Christmas, and the reality of more weeks of “winter” has set in.  As you prepare for Valentine’s Day, and potentially a new purchase for your significant other, one important decision is to be made:…
August 16, 2018 2:30 pm

Drone Safety

  Loss prevention tips for all your home matters provided by: CBM Insurance Use Drones Safely Drones are usually thought of as toys or hobbyist aircraft. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone, it’s important that you’re aware of regulations and safety…
December 12, 2017 5:34 pm

Know Your Insurance: Auto Insurance Terms

Auto insurance can be confusing at times.  Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker: Accident report form:  Sometimes…
November 1, 2017 12:45 pm

What to Expect When Applying for Cyber Liability Insurance

Cyber liability insurance remains a vital risk-transfer tool for organizations of all sizes.

Every insurance policy starts with an application - cyber liability insurance is no different. While the underwriting process in long-established insurance lines is streamlined, this is not the case for cyber liability insurance.

CBM Insurance can help guide you through the cyber insurance application process.