For over 10 years, CBM Insurance has worked with a number of local restaurants, country clubs, and hotels to safeguard their businesses against losses.  From family-owned and operated business to national franchisee-owned businesses, we’re familiar with the needs that are present in making sure that nothing is overlooked when it comes to protecting our insureds.  Our hospitality insurance specialists will assist and educate you on your options.

Among the major lines of coverage like business general liability and workers compensation, some other common and recommended coverage include:

  • Employment Practices Liability
  • Food Spoilage / Contamination
  • Business Income / Time Element Loss
  • Employee Dishonesty

If a Delaware business is sued by an employee over wrongful termination or another violation of employee rights, employment practices liability insurance (EPLI) can pay for legal costs.

Food Contamination Insurance is coverage designed to help a business recoup the costs associated with spoiled or contaminated food, including changes in humidity and temperature and malfunctioning equipment.

Business Income Insurance is a type of insurance that covers the loss of income that a business suffers after a disaster or interruption.

Employee dishonesty insurance coverage protects you from financial loss due to employee theft of money, securities, or property. This includes Crime coverage, Employee dishonesty bond, and Fidelity bond.

Additional Insurance Coverage: