Why Cyber Insurance Is Essential to Your Small Business Risk Management Portfolio It might feel like cybersecurity risk is only for the big companies; after all, they’re the ones making headlines. But according to the Cybersecurity and Infrastructure Security Agency (CISA), there’s a ransomware attack every 11 Read More
Key Considerations for a Hybrid Work Environment Over the past year, the term “hybrid workplace” has been all over the news: Microsoft announced a plan in which its employees can work from home, choose flexible hours and potentially relocate elsewhere in the country. Google has granted 85% of employee requests to Read More
Is COVID-19 Reportable To OSHA? The Occupational Safety and Health Administration (OSHA) recently issued new guidance to help covered employers prepare their workplaces for an outbreak of COVID-19. The guidance also included a reminder to employers that COVID-19 is a recordable illness. If you fail to record an Read More
What Is EPLI, and Why Is It Important to Your Business? Work-related lawsuits are on the rise, and a single claim against your company could be financially devastating if you’re not adequately insured. Employment practices liability insurance (EPLI) Employment lawsuits have jumped 400% in the past 20 years. In Read More
Insurance Premiums Are Rising — Here’s What You Need To Know We see businesses reopening across the nation and a sense of normalcy is cause for celebration. But you might want to hit the brakes on the festivities when your insurance renewal arrives. Sticker shock: The new normal is far from business as Read More
Business Insurance After COVID While businesses have been severely hampered or shuttered in the last 12 months due to the COVID-19 pandemic, there does appear to be some light at the end of the tunnel.  As our lives start to slowly inch back to how they were before the government-mandated shutdown and businesses Read More
What is Service Line Insurance? Service line insurance coverage is a type of insurance that reimburses you for damage to utility lines that you’re responsible for as the homeowner. Utility lines include water, sewer, gas and often electric. It is usually be packaged with homeowner’s insurance with an additional Read More
When you let a friend borrow your personal truck to run to the home improvement store to pick up some materials, are they covered if they get into an accident? If you hire a new employee at your business and allow them to drive your company owned auto to run to the bank to make […]Read More
What is Scheduled Personal Property? Well folks, it’s already February if you can believe it.  The dust has officially settled from Christmas, and the reality of more weeks of “winter” has set in.  As you prepare for Valentine’s Day, and potentially a new purchase for your significant other, one Read More