6 Ways To Avoid an Insurance Claim This Thanksgiving Thanksgiving is a wonderful holiday, filled with food, friends and family — especially after last year’s canceled plans due to the COVID-19 shutdown. But turkey day can also bring its share of risks and accidents. Here are six tips on how to lower your chance of Read More
Cyber Bytes: Why Ransomware and Jackware Matter to Your Business Smart connectivity is a feature of nearly every machine manufactured today, from critical infrastructure to cars, mass transit, health care, homes, office buildings and equipment. And just like a computer, smart machines (aka the Internet of Things Read More
Drivers, Your Auto Insurance Might Not Cover Your Medical Bills If you’re the driver in an accident, you could be liable for the injuries of everyone in your vehicle. Every state has its own laws, auto insurance limits and coverage options, so it’s important to understand your coverage before you get behind the Read More
Blanket Coverage and Margin Clauses? Blanket insurance covers multiple items or locations all at once, the way a blanket covers all items underneath it. You can apply blanket insurance to multiple locations of a business, all your building contents, all of one kind of business property (such as mobile equipment) Read More
Risk Management Trends For 2022 2022 has been an interesting year for risk management, with emerging political issues creating new risk areas that organizations must now grapple with. The Institute of Internal Auditors, an international professional association, serving more than 70,000 members in North America Read More
Spoilage and Contamination Insurance Food products are the first thing that comes to mind when we think of spoilage and contamination. However, there are many businesses that have significant inventories of perishable items, including grocery stores, cold storage warehouses, bakeries, food processing plants, and Read More
Could The Media Presence of Your Nonprofit Be a Lawsuit Risk? Nonprofits rely on electronic communications and social media to spread the good word. It’s cheap and effective exposure – until you go viral for the wrong reasons. From a fundraising snafu to a volunteer mistake, negative media engagement can Read More
DOL Cybersecurity Guidance: What Employers and Plan Sponsors Need To Know Cybersecurity risks to plan participants and their retirement assets are mounting. According to a March 2021 report by the Government Accountability Office, 401(k) investors are at risk for “enormous losses” of sensitive information if the Read More
Cryptocurrency Is Here To Stay — Is Your Business Ready? If you buy, sell or trade goods and services, you’re likely to encounter cryptocurrencies. Colleges and universities, retailers, nonprofits and fast-food chains accept cryptocurrency. Employers are even offering their employees income and retirement plans Read More