Spoilage and Contamination Insurance Food products are the first thing that comes to mind when we think of spoilage and contamination. However, there are many businesses that have significant inventories of perishable items, including grocery stores, cold storage warehouses, bakeries, food processing plants, and Read More
Could The Media Presence of Your Nonprofit Be a Lawsuit Risk? Nonprofits rely on electronic communications and social media to spread the good word. It’s cheap and effective exposure – until you go viral for the wrong reasons. From a fundraising snafu to a volunteer mistake, negative media engagement can Read More
DOL Cybersecurity Guidance: What Employers and Plan Sponsors Need To Know Cybersecurity risks to plan participants and their retirement assets are mounting. According to a March 2021 report by the Government Accountability Office, 401(k) investors are at risk for “enormous losses” of sensitive information if the Read More
Cryptocurrency Is Here To Stay — Is Your Business Ready? If you buy, sell or trade goods and services, you’re likely to encounter cryptocurrencies. Colleges and universities, retailers, nonprofits and fast-food chains accept cryptocurrency. Employers are even offering their employees income and retirement plans Read More
Does Your Business Insurance Renew Soon? Let’s Check Your Liability Risk We’re here to keep you informed and help you stay on top of risk exposure areas. Before we assemble your business insurance renewal, let’s do a coverage review. It’s a great way to expose and eradicate coverage gaps. You might have made Read More
A word on risk management If it sounds like coverage could be expensive, don’t cash in your cyber chips. Price isn’t the best way to determine if an insurance policy covers your needs. Your risk management plan should also include an insurance strategy identifying: Your risk areas How much risk do you have in Read More
Learn How Insurance Protects HOAs and Condo Associations HOAs and condominium associations can be sued for accidents on HOA property and allegations of director negligence or misconduct. In addition, HOAs must cover the cost of vandalism and property damage to common property. Luckily, insurance can cover many of Read More
Why Cyber Insurance Is Essential to Your Small Business Risk Management Portfolio It might feel like cybersecurity risk is only for the big companies; after all, they’re the ones making headlines. But according to the Cybersecurity and Infrastructure Security Agency (CISA), there’s a ransomware attack every 11 Read More
Key Considerations for a Hybrid Work Environment Over the past year, the term “hybrid workplace” has been all over the news: Microsoft announced a plan in which its employees can work from home, choose flexible hours and potentially relocate elsewhere in the country. Google has granted 85% of employee requests to Read More
Is COVID-19 Reportable To OSHA? The Occupational Safety and Health Administration (OSHA) recently issued new guidance to help covered employers prepare their workplaces for an outbreak of COVID-19. The guidance also included a reminder to employers that COVID-19 is a recordable illness. If you fail to record an Read More