Spoilage and Contamination Insurance Food products are the first thing that comes to mind when we think of spoilage and contamination. However, there are many businesses that have significant inventories of perishable items, including grocery stores, cold storage warehouses, bakeries, food processing plants, and Read More
Your Sewer Line Broke. Now What? As any homeowner will attest, owning a home brings a great deal of joy, but also considerable financial responsibility. Repairs, not to mention updates, can be costly, even though they’re necessary and well worth it. Yet, what if something major happens, such as a sewer line break? Read More
Probably More Insurance Than You Have A home purchase comes with excitement and quite a bit of stress until the long-awaited moment arrives: the closing. With the keys to your new home in hand, you pass the threshold into your future filled with visions of friends, family, celebrations and many other memorable Read More
Why All Homeowners Should Consider Flood Coverage Most flood claims occur in homes located outside of designated mapped flood zones. Flash rains, ice damming, and faulty gutters or window wells can all cause floods. The out-of-pocket expense can be staggering – an average of $25,000, according to the National Read More
Cryptocurrency Is Here To Stay — Is Your Business Ready? If you buy, sell or trade goods and services, you’re likely to encounter cryptocurrencies. Colleges and universities, retailers, nonprofits and fast-food chains accept cryptocurrency. Employers are even offering their employees income and retirement plans Read More
Learn How Insurance Protects HOAs and Condo Associations HOAs and condominium associations can be sued for accidents on HOA property and allegations of director negligence or misconduct. In addition, HOAs must cover the cost of vandalism and property damage to common property. Luckily, insurance can cover many of Read More
Homeowners, Are Your Appliances and Systems Protected? Your home is your sanctuary, a place to recharge. But you need a multitude of appliances working hard to preserve that haven: When they break down, it’s chaos. And it’s not just the things in your home you need to worry about. If a severe storm knocks Read More
Key Considerations for a Hybrid Work Environment Over the past year, the term “hybrid workplace” has been all over the news: Microsoft announced a plan in which its employees can work from home, choose flexible hours and potentially relocate elsewhere in the country. Google has granted 85% of employee requests to Read More
What Homeowners Should Know About a Large Loss If your home is damaged by a fire, flood, or other disasters, you may be relieved to learn that it wasn’t totally destroyed. But it’s important to understand how your insurance coverage works. You may still be required to rebuild the entire thing or have Read More
Life Insurance 101 Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the Life Insurance and Market Research Association reveals more than half of Read More