Cybersecurity Awareness Month: 4 Cybersecurity Behaviors To Adopt In 2023, cybercrime is expected to cost the world $8 trillion, according to a report by Cybersecurity Ventures. Yes, you read that right. Cybercrime is a fact of life in our digital world. But there’s still a lot you can do to protect yourself. And Read More
Clean Gutters Can Prevent Costly Home Damages Gutters can be easy to overlook. But they can get clogged with decaying leaves and other organic matter, leading to damage and expensive repairs that your home insurance won’t cover. Inspecting and cleaning your home’s gutters is crucial Here are some top reasons Read More
Dash Cam Insurance Benefits At CBM, we understand that accidents can happen to even the most cautious drivers. When involved in a car accident, determining fault can often become an issue, leading to legal battles and insurance disputes. However, with the growing popularity of dash cams, drivers now have a Read More
Your Community Can Fire Rating Affects Your Home Insurance Many factors affect your home insurance rates. Some have to do with the age, location and structure of your home. Others concern local crime rates, school districts and weather hazards. But there’s one factor that homeowners and homebuyers rarely know Read More
Cyber Bytes: Ways To Manage Your Online Privacy There are plenty of reasons for an undo-and-destroy button when posting content online. An unfortunate post could get downloaded or screen captured within seconds, taking it out of your hands and leaving it for others to control forever. But what if: You didn’t Read More
Hammer Out Insurance Before Renovating Your Home A home renovation can add value to your property and make it more livable. But before you hire a contractor, make sure you have the right insurance coverage in place. You may need to increase your homeowners insurance or purchase a builders risk policy. Whether Read More
Springtime and Your Health Spring is in the air! That means temperatures are rising, flowers are blooming and sap is flowing. The colors, fresh smells and sunshine have returned. Of course, it also means emerging wildlife, plants and pollens. While you may be willing to live with these irritants just to get Read More
What Can an Independent Insurance Agent Do for You? Looking to change your auto insurance, cover your home for damage or get liability insurance? An independent insurance agent can help you with all of these needs. What makes independent agents different from “captive” agents, who represent a single insurance Read More
Soggy Soil Can Lead to Uninsured Home Damage A dripping spigot, a soil depression against your house or a yard graded toward your foundation can lead to soggy soil. Having soggy soil next to or near your home can cause serious damage that isn’t insured. Depending on the foundation of your home, you have several Read More
Before You Give Up on an Insurance Claim It’s no fun being on the receiving end of an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial. Provide documentation when filing your initial claim It’s your responsibility to prove your loss, not the insurance company’s. Read More