Your Town’s Fire Rating Affects Your Home Insurance

By CBM Staff Home
Your Community Can Fire Rating Affects Your Home Insurance Many factors affect your home insurance rates. Some have to do with the age, location and structure of your home. Others concern local crime rates, school districts and weather hazards. But there’s one factor that homeowners and homebuyers rarely know Read More

How Do You Manage Your Online Privacy?

By CBM Staff At Work Home
Cyber Bytes: Ways To Manage Your Online Privacy There are plenty of reasons for an undo-and-destroy button when posting content online. An unfortunate post could get downloaded or screen captured within seconds, taking it out of your hands and leaving it for others to control forever. But what if: You didn’t Read More

Hammer Out Insurance Before Renovating Your Home

By CBM Staff Home
Hammer Out Insurance Before Renovating Your Home A home renovation can add value to your property and make it more livable. But before you hire a contractor, make sure you have the right insurance coverage in place. You may need to increase your homeowners insurance or purchase a builders risk policy. Whether Read More

Delaware Springtime and Your Health

By CBM Staff Home
Springtime and Your Health Spring is in the air! That means temperatures are rising, flowers are blooming and sap is flowing. The colors, fresh smells and sunshine have returned. Of course, it also means emerging wildlife, plants and pollens. While you may be willing to live with these irritants just to get Read More

What Can an Independent Insurance Agent Do for You?

By CBM Staff Home Insurance
What Can an Independent Insurance Agent Do for You? Looking to change your auto insurance, cover your home for damage or get liability insurance? An independent insurance agent can help you with all of these needs. What makes independent agents different from “captive” agents, who represent a single insurance Read More

Soggy Soil Can Lead to Uninsured Home Damage

By CBM Staff Home
Soggy Soil Can Lead to Uninsured Home Damage A dripping spigot, a soil depression against your house or a yard graded toward your foundation can lead to soggy soil. Having soggy soil next to or near your home can cause serious damage that isn’t insured. Depending on the foundation of your home, you have several Read More

Problem with an Insurance Claim?

By CBM Staff Home Insurance
Before You Give Up on an Insurance Claim It’s no fun being on the receiving end of an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial. Provide documentation when filing your initial claim It’s your responsibility to prove your loss, not the insurance company’s. Read More

Your Vehicle Ready for Winter Weather?

By CBM Staff Home
Your Vehicle Ready for Winter Weather? Winter is on its way with cold temperatures, fog, snow and ice. Now is the time to prepare your vehicle for hazardous conditions and treacherous driving. Make sure you do the following to be ready: Ensure that all fluids are at their proper levels. In cold winter Read More

Is My College Kid Covered Under My Insurance?

By CBM Staff Home
Are Your College Kids Covered Under Your Insurance? It’s a mixed bag of emotions when the day arrives to send your child off to college. It often signifies the next steps into adulthood with greater autonomy, less oversight and a lot of planning. As you hug them farewell, you’re not thinking about insurance — Read More