Soggy Soil Can Lead to Uninsured Home Damage

By CBM Staff Home
Soggy Soil Can Lead to Uninsured Home Damage A dripping spigot, a soil depression against your house or a yard graded toward your foundation can lead to soggy soil. Having soggy soil next to or near your home can cause serious damage that isn’t insured. Depending on the foundation of your home, you have several Read More

Outsourcing Your Cybersecurity and IT Services

By CBM Staff News
Cyber Bytes: Outsourcing Your Cybersecurity and IT Services Cybersecurity and IT compliance are requirements in today’s business landscape. Criminals target businesses that don’t keep pace with cybersecurity and incident response planning, especially small to midsize companies. Depending on the scope of a data Read More

How Business Interruption Impacts Your Supply Chain

By CBM Staff Insurance
Business Interruption Can ImpactYour Supply Chain Bloomberg reports that “a massive hurricane, a historic drought, and 16 other major disasters across the US collectively racked up $165 billion in damages and killed at least 474 people in 2022,” according to a recent National Oceanic and Atmospheric Read More

Problem with an Insurance Claim?

By CBM Staff Home Insurance
Before You Give Up on an Insurance Claim It’s no fun being on the receiving end of an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial. Provide documentation when filing your initial claim It’s your responsibility to prove your loss, not the insurance company’s. Read More

How To Conduct an Incident Investigation

By CBM Staff News
Conducting an Effective Incident Investigation Knowing how to conduct an effective incident investigation is an important part of your safety culture. Too often, investigations become fault-finding ventures that neither determine the root cause of the incident nor prevent similar incidents from happening again. Read More

Don’t Put Background Checks on the Back Burner

By CBM Staff At Work Insurance
Don’t Put Background Checks on the Back Burner Background checks are a valuable part of your hiring process. They can assess and confirm a candidate’s experience and qualifications, making sure they’re the right match for your needs. These screenings can also help you avoid litigation related to negligent hiring. Read More

Your Vehicle Ready for Winter Weather?

By CBM Staff Home
Your Vehicle Ready for Winter Weather? Winter is on its way with cold temperatures, fog, snow and ice. Now is the time to prepare your vehicle for hazardous conditions and treacherous driving. Make sure you do the following to be ready: Ensure that all fluids are at their proper levels. In cold winter Read More

Is My College Kid Covered Under My Insurance?

By CBM Staff Home
Are Your College Kids Covered Under Your Insurance? It’s a mixed bag of emotions when the day arrives to send your child off to college. It often signifies the next steps into adulthood with greater autonomy, less oversight and a lot of planning. As you hug them farewell, you’re not thinking about insurance — Read More

Holiday Safety Basics

By CBM Staff Home News
Holiday Safety Basics According to Electrical Safety Foundation International, falls involving holiday decorations account for about 5,800 emergency room (ER) visits every year. And injuries involving extension cords account for about 4,000 ER visits a year. The holiday season is full of distractions, stressors Read More