Does Your Business Insurance Renew Soon? Let’s Check Your Liability Risk We’re here to keep you informed and help you stay on top of risk exposure areas. Before we assemble your business insurance renewal, let’s do a coverage review. It’s a great way to expose and eradicate coverage gaps. You might have made Read More
Your Business Could Benefit From Being Hacked It’s the wild west out there, where code vulnerabilities ramble the cyber range as far as the bots can crawl. Almost no industry was immune from cyberattacks in 2021, according to PropertyCasualty360.com (Jan. 28, 2022). “We may look back at 2021 as the year when we Read More
A word on risk management If it sounds like coverage could be expensive, don’t cash in your cyber chips. Price isn’t the best way to determine if an insurance policy covers your needs. Your risk management plan should also include an insurance strategy identifying: Your risk areas How much risk do you have in Read More
Do You Know What Cyber Insurance Covers (and Why You Need It)? Reasons to hack your business can range from simply proving it’s possible to acquire a ransom. The dark web is rife with sensitive data for sale, including Social Security numbers and company trade secrets. It’s also a place to score malware starter Read More
Learn How Insurance Protects HOAs and Condo Associations HOAs and condominium associations can be sued for accidents on HOA property and allegations of director negligence or misconduct. In addition, HOAs must cover the cost of vandalism and property damage to common property. Luckily, insurance can cover many of Read More
Homeowners, Are Your Appliances and Systems Protected? Your home is your sanctuary, a place to recharge. But you need a multitude of appliances working hard to preserve that haven: When they break down, it’s chaos. And it’s not just the things in your home you need to worry about. If a severe storm knocks Read More
Forced To Rebuild to Code? Building Ordinance or Law Coverage Can Protect You A fire breaks out in your building, crawling the walls and blowing out windows before the fire department axes through the side door to extinguish it. There’s structural damage, but fire is a covered peril on your commercial property Read More
Why Cyber Insurance Is Essential to Your Small Business Risk Management Portfolio It might feel like cybersecurity risk is only for the big companies; after all, they’re the ones making headlines. But according to the Cybersecurity and Infrastructure Security Agency (CISA), there’s a ransomware attack every 11 Read More
Key Considerations for a Hybrid Work Environment Over the past year, the term “hybrid workplace” has been all over the news: Microsoft announced a plan in which its employees can work from home, choose flexible hours and potentially relocate elsewhere in the country. Google has granted 85% of employee requests to Read More
Is COVID-19 Reportable To OSHA? The Occupational Safety and Health Administration (OSHA) recently issued new guidance to help covered employers prepare their workplaces for an outbreak of COVID-19. The guidance also included a reminder to employers that COVID-19 is a recordable illness. If you fail to record an Read More