Homeowners, Are Your Appliances and Systems Protected? Your home is your sanctuary, a place to recharge. But you need a multitude of appliances working hard to preserve that haven: When they break down, it’s chaos. And it’s not just the things in your home you need to worry about. If a severe storm knocks Read More
Forced To Rebuild to Code? Building Ordinance or Law Coverage Can Protect You A fire breaks out in your building, crawling the walls and blowing out windows before the fire department axes through the side door to extinguish it. There’s structural damage, but fire is a covered peril on your commercial property Read More
Why Cyber Insurance Is Essential to Your Small Business Risk Management Portfolio It might feel like cybersecurity risk is only for the big companies; after all, they’re the ones making headlines. But according to the Cybersecurity and Infrastructure Security Agency (CISA), there’s a ransomware attack every 11 Read More
Key Considerations for a Hybrid Work Environment Over the past year, the term “hybrid workplace” has been all over the news: Microsoft announced a plan in which its employees can work from home, choose flexible hours and potentially relocate elsewhere in the country. Google has granted 85% of employee requests to Read More
Is COVID-19 Reportable To OSHA? The Occupational Safety and Health Administration (OSHA) recently issued new guidance to help covered employers prepare their workplaces for an outbreak of COVID-19. The guidance also included a reminder to employers that COVID-19 is a recordable illness. If you fail to record an Read More
What Homeowners Should Know About a Large Loss If your home is damaged by a fire, flood, or other disasters, you may be relieved to learn that it wasn’t totally destroyed. But it’s important to understand how your insurance coverage works. You may still be required to rebuild the entire thing or have Read More
What Is EPLI, and Why Is It Important to Your Business? Work-related lawsuits are on the rise, and a single claim against your company could be financially devastating if you’re not adequately insured. Employment practices liability insurance (EPLI) Employment lawsuits have jumped 400% in the past 20 years. In Read More
Life Insurance 101 Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the Life Insurance and Market Research Association reveals more than half of Read More
Creating a Business Inventory Creating a detailed business inventory is nobody’s favorite task, but it’s an important one. In the wake of theft, fire, or natural disaster, it may be too late to reconstruct a full accounting of your assets — which makes it harder for you to recover their full value. Read More
Insurance Premiums Are Rising — Here’s What You Need To Know We see businesses reopening across the nation and a sense of normalcy is cause for celebration. But you might want to hit the brakes on the festivities when your insurance renewal arrives. Sticker shock: The new normal is far from business as Read More