Fireplace Safety Tips for Your Home It’s getting cold outside, the sun is hanging lower above the horizon and evening is coming earlier. This is a wonderful time of year to curl up in front of the fireplace with a few logs burning brightly. But if you haven’t used your fireplace or wood-burning stove for a […]Read More
Take Five: Team Safety (Employees) Introduction to team safety Safety isn’t just the responsibility of the safety team. Being safe at work requires everyone’s commitment. Prioritizing safety means the whole team works together to ensure the workplace and work practices are free of recognized hazards. How to think Read More
Cyber Bytes: Why Ransomware and Jackware Matter to Your Business Smart connectivity is a feature of nearly every machine manufactured today, from critical infrastructure to cars, mass transit, health care, homes, office buildings and equipment. And just like a computer, smart machines (aka the Internet of Things Read More
Drivers, Your Auto Insurance Might Not Cover Your Medical Bills If you’re the driver in an accident, you could be liable for the injuries of everyone in your vehicle. Every state has its own laws, auto insurance limits and coverage options, so it’s important to understand your coverage before you get behind the Read More
Blanket Coverage and Margin Clauses? Blanket insurance covers multiple items or locations all at once, the way a blanket covers all items underneath it. You can apply blanket insurance to multiple locations of a business, all your building contents, all of one kind of business property (such as mobile equipment) Read More
Comparing an Occurrence-Based Policy vs. a Claims-Made Policy A liability insurance policy helps pay for expenses related to a loss suffered by another person or business that occurred on your property or because of your negligence, error or omission. It covers your legal defense, as well as any costs you must pay Read More
Risk Management Trends For 2022 2022 has been an interesting year for risk management, with emerging political issues creating new risk areas that organizations must now grapple with. The Institute of Internal Auditors, an international professional association, serving more than 70,000 members in North America Read More