Before You Give Up on an Insurance Claim It’s no fun being on the receiving end of an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial. Provide documentation when filing your initial claim It’s your responsibility to prove your loss, not the insurance company’s. Read More
Conducting an Effective Incident Investigation Knowing how to conduct an effective incident investigation is an important part of your safety culture. Too often, investigations become fault-finding ventures that neither determine the root cause of the incident nor prevent similar incidents from happening again. Read More
First-Time Homebuyer? Why Insurance and Maintenance Matter Buying a home is an exciting and fraught endeavor. Getting caught up in a bidding war is easy when you want a home badly. Or maybe you’re casting your net wide and would be happy to secure any house on your list. A trusted friend or family member Read More
Don’t Put Background Checks on the Back Burner Background checks are a valuable part of your hiring process. They can assess and confirm a candidate’s experience and qualifications, making sure they’re the right match for your needs. These screenings can also help you avoid litigation related to negligent hiring. Read More
Your Vehicle Ready for Winter Weather? Winter is on its way with cold temperatures, fog, snow and ice. Now is the time to prepare your vehicle for hazardous conditions and treacherous driving. Make sure you do the following to be ready: Ensure that all fluids are at their proper levels. In cold winter Read More
Are Your College Kids Covered Under Your Insurance? It’s a mixed bag of emotions when the day arrives to send your child off to college. It often signifies the next steps into adulthood with greater autonomy, less oversight and a lot of planning. As you hug them farewell, you’re not thinking about insurance — Read More
Holiday Safety Basics According to Electrical Safety Foundation International, falls involving holiday decorations account for about 5,800 emergency room (ER) visits every year. And injuries involving extension cords account for about 4,000 ER visits a year. The holiday season is full of distractions, stressors Read More
10 Essential Christmas Tree Safety Tips to Avoid a Tragedy This Holiday Season Every year, Christmas trees start fires. While these fires aren’t common, they tend to be very serious, resulting in costly damage, property loss and even loss of life. According to the National Fire Protection Association, Christmas Read More
6 Ways To Avoid an Insurance Claim This Thanksgiving Thanksgiving is a wonderful holiday, filled with food, friends and family — especially after last year’s canceled plans due to the COVID-19 shutdown. But turkey day can also bring its share of risks and accidents. Here are six tips on how to lower your chance of Read More
Tips for Holiday Food Safety For most Americans, the holidays are all about food, fun, and merriment. But for the Food and Drug Administration (FDA), the holidays mean more foodborne illnesses. That’s because certain popular holiday foods and food practices can increase the risk for foodborne illness. As you Read More