Your Town’s Fire Rating Affects Your Home Insurance

By CBM Staff Home
Your Community Can Fire Rating Affects Your Home Insurance Many factors affect your home insurance rates. Some have to do with the age, location and structure of your home. Others concern local crime rates, school districts and weather hazards. But there’s one factor that homeowners and homebuyers rarely know Read More

How Do You Manage Your Online Privacy?

By CBM Staff At Work Home
Cyber Bytes: Ways To Manage Your Online Privacy There are plenty of reasons for an undo-and-destroy button when posting content online. An unfortunate post could get downloaded or screen captured within seconds, taking it out of your hands and leaving it for others to control forever. But what if: You didn’t Read More

Hammer Out Insurance Before Renovating Your Home

By CBM Staff Home
Hammer Out Insurance Before Renovating Your Home A home renovation can add value to your property and make it more livable. But before you hire a contractor, make sure you have the right insurance coverage in place. You may need to increase your homeowners insurance or purchase a builders risk policy. Whether Read More

Sharing the Risk: You May Need Multiple Insurers

By CBM Staff Insurance
Sharing the Risk: Is One Policy Enough? Sometimes it’s difficult to get enough insurance coverage from a single insurer for your company’s needs. Perhaps you have an outsized risk or your industry is facing higher claims payouts than the insurers can cover. You might want to have more than one insurer cover your Read More

Delaware Springtime and Your Health

By CBM Staff Home
Springtime and Your Health Spring is in the air! That means temperatures are rising, flowers are blooming and sap is flowing. The colors, fresh smells and sunshine have returned. Of course, it also means emerging wildlife, plants and pollens. While you may be willing to live with these irritants just to get Read More

Business Insurance Renewals Often Mean Changes to Terms

By CBM Staff Insurance
Business Insurance Renewals Often Mean Changes to Terms Commercial insurance rates are increasing on nearly every line of coverage thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time. What might not be as apparent are: Changes Read More

What Can an Independent Insurance Agent Do for You?

By CBM Staff Home Insurance
What Can an Independent Insurance Agent Do for You? Looking to change your auto insurance, cover your home for damage or get liability insurance? An independent insurance agent can help you with all of these needs. What makes independent agents different from “captive” agents, who represent a single insurance Read More

Soggy Soil Can Lead to Uninsured Home Damage

By CBM Staff Home
Soggy Soil Can Lead to Uninsured Home Damage A dripping spigot, a soil depression against your house or a yard graded toward your foundation can lead to soggy soil. Having soggy soil next to or near your home can cause serious damage that isn’t insured. Depending on the foundation of your home, you have several Read More

Outsourcing Your Cybersecurity and IT Services

By CBM Staff News
Cyber Bytes: Outsourcing Your Cybersecurity and IT Services Cybersecurity and IT compliance are requirements in today’s business landscape. Criminals target businesses that don’t keep pace with cybersecurity and incident response planning, especially small to midsize companies. Depending on the scope of a data Read More

How Business Interruption Impacts Your Supply Chain

By CBM Staff Insurance
Business Interruption Can ImpactYour Supply Chain Bloomberg reports that “a massive hurricane, a historic drought, and 16 other major disasters across the US collectively racked up $165 billion in damages and killed at least 474 people in 2022,” according to a recent National Oceanic and Atmospheric Read More