A word on risk management If it sounds like coverage could be expensive, don’t cash in your cyber chips. Price isn’t the best way to determine if an insurance policy covers your needs. Your risk management plan should also include an insurance strategy identifying: Your risk areas How much risk do you have in Read More
Do You Know What Cyber Insurance Covers (and Why You Need It)? Reasons to hack your business can range from simply proving it’s possible to acquire a ransom. The dark web is rife with sensitive data for sale, including Social Security numbers and company trade secrets. It’s also a place to score malware starter Read More
Learn How Insurance Protects HOAs and Condo Associations HOAs and condominium associations can be sued for accidents on HOA property and allegations of director negligence or misconduct. In addition, HOAs must cover the cost of vandalism and property damage to common property. Luckily, insurance can cover many of Read More
Homeowners, Are Your Appliances and Systems Protected? Your home is your sanctuary, a place to recharge. But you need a multitude of appliances working hard to preserve that haven: When they break down, it’s chaos. And it’s not just the things in your home you need to worry about. If a severe storm knocks Read More
Forced To Rebuild to Code? Building Ordinance or Law Coverage Can Protect You A fire breaks out in your building, crawling the walls and blowing out windows before the fire department axes through the side door to extinguish it. There’s structural damage, but fire is a covered peril on your commercial property Read More
Why Cyber Insurance Is Essential to Your Small Business Risk Management Portfolio It might feel like cybersecurity risk is only for the big companies; after all, they’re the ones making headlines. But according to the Cybersecurity and Infrastructure Security Agency (CISA), there’s a ransomware attack every 11 Read More
Key Considerations for a Hybrid Work Environment Over the past year, the term “hybrid workplace” has been all over the news: Microsoft announced a plan in which its employees can work from home, choose flexible hours and potentially relocate elsewhere in the country. Google has granted 85% of employee requests to Read More
What Homeowners Should Know About a Large Loss If your home is damaged by a fire, flood, or other disasters, you may be relieved to learn that it wasn’t totally destroyed. But it’s important to understand how your insurance coverage works. You may still be required to rebuild the entire thing or have Read More
What Is EPLI, and Why Is It Important to Your Business? Work-related lawsuits are on the rise, and a single claim against your company could be financially devastating if you’re not adequately insured. Employment practices liability insurance (EPLI) Employment lawsuits have jumped 400% in the past 20 years. In Read More
Life Insurance 101 Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the Life Insurance and Market Research Association reveals more than half of Read More