Your Sewer Line Broke. Now What? As any homeowner will attest, owning a home brings a great deal of joy, but also considerable financial responsibility. Repairs, not to mention updates, can be costly, even though they’re necessary and well worth it. Yet, what if something major happens, such as a sewer line break? Read More
Probably More Insurance Than You Have A home purchase comes with excitement and quite a bit of stress until the long-awaited moment arrives: the closing. With the keys to your new home in hand, you pass the threshold into your future filled with visions of friends, family, celebrations and many other memorable Read More
Why All Homeowners Should Consider Flood Coverage Most flood claims occur in homes located outside of designated mapped flood zones. Flash rains, ice damming, and faulty gutters or window wells can all cause floods. The out-of-pocket expense can be staggering – an average of $25,000, according to the National Read More
Russian Ransomware is Targeting Small Businesses in the U.S.: What You Can Do Ransomware is used by cybercriminals to infect data in an attempt to extort money, often a cryptocurrency, from the victims. It’s one of the most common types of malware, but it’s also one of the most dangerous. While some ransomware can Read More
Could The Media Presence of Your Nonprofit Be a Lawsuit Risk? Nonprofits rely on electronic communications and social media to spread the good word. It’s cheap and effective exposure – until you go viral for the wrong reasons. From a fundraising snafu to a volunteer mistake, negative media engagement can Read More
Take Steps To Improve Mental Health in Your Organization Mental health, noted by the World Health Organization as the leading cause of disability even before the pandemic, has exploded as a workplace concern. Boston University reports that rates of depression have increased from less than one in 10 to nearly one Read More
DOL Cybersecurity Guidance: What Employers and Plan Sponsors Need To Know Cybersecurity risks to plan participants and their retirement assets are mounting. According to a March 2021 report by the Government Accountability Office, 401(k) investors are at risk for “enormous losses” of sensitive information if the Read More
Cryptocurrency Is Here To Stay — Is Your Business Ready? If you buy, sell or trade goods and services, you’re likely to encounter cryptocurrencies. Colleges and universities, retailers, nonprofits and fast-food chains accept cryptocurrency. Employers are even offering their employees income and retirement plans Read More
Does Your Business Insurance Renew Soon? Let’s Check Your Liability Risk We’re here to keep you informed and help you stay on top of risk exposure areas. Before we assemble your business insurance renewal, let’s do a coverage review. It’s a great way to expose and eradicate coverage gaps. You might have made Read More
Your Business Could Benefit From Being Hacked It’s the wild west out there, where code vulnerabilities ramble the cyber range as far as the bots can crawl. Almost no industry was immune from cyberattacks in 2021, according to PropertyCasualty360.com (Jan. 28, 2022). “We may look back at 2021 as the year when we Read More